Whether you are transferring your insurance from another province, seeking to change insurers or have bought a car for the first time, the process of getting insurance could be quite daunting. In general, the more the insurer knows about you and your driving record, the better off you will be, even if your record is less than perfect. Full disclosure at the beginning will prevent any risk of misrepresentation if you do need to make a claim in the future.
This is an area where your broker can be of particular assistance, helping you to navigate the terrain. There are three main categories of information required:
1. Information about you.
2. Information about the vehicle.
3. Information about your coverage requirements.